Helping Women Make Smart Investment Decisions

What is fractional ownership and how does it work?

Fractional homeownership is a type of ownership where multiple parties own a share of a property. It allows multiple people to share the cost of owning a property and to use it for a certain number of weeks or months each year.

The ownership is typically divided into shares, and each owner has the right to use the property for a specific period of time each year. The specifics of the arrangement can vary, but the general idea is that each owner gets to use the property as if they were a full owner, while sharing the cost of ownership with the other parties.

Types of fractional ownership:

Single family and luxury fractional homeownership

Condo Hotels

A condo hotel, hotel-condo, or condotel is a type of building that is part hotel and part condominium. The units in a condo hotel are owned by individual investors. Owners may opt to have the hotel rent their unit to travelers when they’re not using it. Condo hotels typically offer many of the same amenities as traditional hotels, such as housekeeping, concierge service, and access to recreational facilities. Because the units are privately owned, they are often furnished and decorated differently from one another. Some people purchase units in condo hotels as vacation homes or as investments, while others use them as their primary residence.

Detailed Article resource:

Crowd Funding
How does crowd funding work to purchase a real estate investment?

Crowdfunding is a method of raising money for a project or venture by soliciting small contributions from a large number of people, typically via the internet. In the context of real estate investment, crowdfunding can be used to raise money to buy a property by offering individuals the opportunity to invest small amounts of money in exchange for a share of the ownership or profits generated by the property.

There are various platforms that facilitate crowdfunding for real estate investments. These platforms typically provide information about the property, the nature of the investment opportunity, and allow interested individuals to invest online.

The funds raised through crowdfunding are used to purchase the property and allow investors to become partial owners of the property. Depending how the investment is structured, the investors may then be entitled to a share of the rental income or profits generated by the property.

Crowdfunding can be a way for individuals to invest in real estate without having to come up with a large amount of capital upfront. However, it’s important to carefully consider the risks and potential rewards of any investment, including those made through crowdfunding. Always remember: consult your tax professional about the potential tax consequences prior to making any investment.

Luxury Vacation Fractional Ownership for Single Family Homes

The most notable player today that is pioneering this type of luxury homeownership is Pacaso. They offer exceptional homes that reflect the price of the property coupled with the cost of Pacaso doing the property management. Owners pay their respective portion of the property management fees, any maintenance, property taxes, or repairs. If an owner wants to sell their share(s) can offer them to the other owners and/or list them for sale with a realtor.

Second or Vacation Homes
What are the pros and cons of owning a second or vacation home?

There are several pros and cons to owning a second home.


  • It can be a place to relax and get away from the stresses of everyday life.
  • It can serve as a vacation home, providing a place to stay when you are on vacation.
  • It can be a source of rental income when you are not using it.
  • It can be a good investment, as property values tend to appreciate over time.


  • It can be expensive to purchase and maintain a second home.
    It may require a significant amount of time and effort to manage as a rental property.
  • It may not be used frequently, which could make it a less cost-effective option compared to renting a vacation home on an as-needed basis.
  • It may not generate a positive cash flow, especially if it is only used occasionally as a vacation home.
  • It can be a burden if you must deal with maintenance and repair issues and you’re not there.